February 2025 Financial Focus
Introducing the Monthly Financial Focus with MVFP
United Advisor Group (UAG) - Independence
UAG is our Registered Investment Advisory (RIA) firm—think Raymond James, but don’t dwell on that
comparison for too long because UAG is different. The name United Advisor Group is VERY important. UAG is
an RIA built and operated by its own advisors (Brian).
Why is this important? From Brian’s strongly held (and correct) opinion, the RIA world gives us access to a broader range of products and investments that simply aren’t available within a “Corporate” RIA. It’s like taking off the training wheels, allowing us to design investment portfolios with greater freedom. To put it in perspective, imagine a chef working at a fast-food chain, restricted to using pre-packaged ingredients and standard-issue fryers (cookie-cutter portfolios). Now, picture that same chef running their own restaurant, free to source the freshest ingredients and use specialty tools like a wood-fired oven or a high-end chef’s knife (tailored portfolios and customized financial planning). That’s the difference: the freedom to craft the perfect dish—or in our case, the perfect financial strategy—using the best resources available, in the most efficient and personalized way.
How does UAG Benefit You? Unlike corporations that prioritize profit,
UAG prioritizes the client.
We’re not tied to specific products, sales quotas, or bound by a single contract with any custodian. Instead, we work with multiple firms—like SEI, Charles Schwab, and others—allowing us to negotiate better rates and drive down costs for both us and you. Our independence extends to every facet of our practice, enabling us to choose the most efficient tools available. This freedom allows us to use only what’s necessary to deliver the best performance while keeping fees and expenses to a minimum.
“We invest in the world that we have...not the one we want”
Investment Philosophy
At face value, our job as advisors is managing a portfolio of investments. However, it goes much deeper than just that. A word I find myself coming back to often is efficiency.
How do we achieve this? Honestly, nothing in life— or in any business—is ever 100% efficient, but that doesn’t mean we shouldn’t strive for it. Here at
MVFP, efficiency is always the goal when it comes to wealth and money management. Our philosophy is rooted in minimizing deficiencies and maximizing effectiveness in every financial plan we create.
Our Approach? Tax-Efficient Saving: Developing plans that allow us to save in the most efficient tax environments for our clients. Specific Investment Accounts and Strategies: We understand and utilize various investment accounts to meet each client’s unique goals. Every plan is tailored because every client’s goals are different! We utilize a variety of investment accounts, including Traditional and Roth IRAs for retirement savings, brokerage accounts for flexibility and growth, and specialized accounts like Health Savings Accounts (HSAs) and 529 plans, depending on your needs. Disciplined Investment Philosophy: We believe in long-term investing and removing the emotion from the process. We listen to the markets and the data, adjusting our models in the short term to be best prepared for what’s to come— without losing sight of long-term goals.
That’s the
MVFP way, and we’re committed to
partnering with you on your financial journey! Future editions will dive deeper into specific topics, but for this first edition, we wanted to lay the foundation. Our goal is to provide valuable, relevant, and trustworthy information to help you make informed financial decisions
Our Team & Vision
Brian Yeakley – President & Senior Partner
Cole McGuire – Junior Partner
Cameron Willis – Advisor in Training
Lisa Patzer – Administrative Assistant
Writing about ourselves is always the hardest part— especially when its about the team we’re building. I can confidently speak for all of us when I say we’re truly committed to creating something special in the financial industry. Our goal isn’t just to be financial advisors; we strive to be a trusted partner—someone you want to reach out to for important questions and guidance. We want to collaborate with you, understand your financial goals, create an environment where you feel comfortable having meaningful conversations about your finances. As our office continues to grow, we’re focused on building something at MVFP that will last far beyond ourselves. We envision MVFP as a collective group, not just an office of independent advisors. We check our pride at the door because, at the end of the day, it’s about the success and wealth of our clients. When you succeed, we succeed, and everything else follows.
Partnering with you on your financial journey.
Pertinent Information
SEI has transitioned client access to the new Investor Portal Admin A new SEI Mobile App is now available for easier access on the go If you need help setting up your online access, please contact our office
United Advisor Group, LLC, d/b/a Miami Valley Financial Partners, is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. MVFP, Form ADV Part 2A & CRS can be obtained by visiting: https://adviserinfo.sec.gov and search for our firm name. Neither the information nor any opinion expressed is to be construed as solicitation to buy or sell a security of personalized investment, tax, or legal advice. Securities offered through Silver Oak Securities, Inc., Member FINRA/SIPC. Advisory services offered through United Advisors Group. Silver Oak Securities and United Advisor Group are not affiliated. Important letters, email, or fax messages should be confirmed by calling 937-428-9204. This email service may not be monitored every day, or after normal business hours.
